Investment Solutions

The Right Advisor, The Right Brokerage

John Tabet and the Wealth-By-Design Consulting Team are proud of the partnership they have formed with Industrial Alliance Securities.   Industrial Alliance Securities is part of the Industrial Alliance Group of Companies, one of the largest publicly traded insurance companies in Canada.  Industrial Alliance Securities (IAS) is the brokerage office of choice for John and his team.  IAS provides trade execution services, account reporting and regulatory compliance and review.  A full-service brokerage firm, IAS provides John with trade execution services for stocks, bonds, and mutual funds, as well as a variety of other similar products and services. 

John is recognized as one of Industrial Alliance Securities best advisors, twice being recognized through the Bi-Annual President’s Award as the top performing advisor nationally in the firm (2009 and 2011).  John also sits on the President’s Advisory Counsel made up of key brokers and advisors within Industrial Alliance Securities.

The Fee-Based Alternative

The majority of Canada’s brokers and financial planners are commission 
based.  While they may not charge commissions directly, compensation comes from the very products they sell.  Compensation can be in the form of direct commissions charged, commissions paid by mutual fund manufacturers on the sale of a product, or trailing commissions, which is compensation provided to advisors for the ongoing service to the client.  This creates a potential for conflict of interest.

As leaders in the financial services industry, the Wealth-By-Design Team provides an alternative for commission driven sales people.

Our fee based program features a bundle of premium services as part of a full- service brokerage account.  Our investment administration fee is based on the value of your account and is representative of it’s growth, rather than on the products that we are able to offer to our clients.  This gives the Wealth-By-Design Team an unbiased perspective on your portfolio.  Unbiased, objective advice allows the Wealth-By-Design Team 
to align their goals with yours,

  1. The Preservation of Capital, and
  2. The Growth of Capital.

Under this structure, the Wealth-By-Design Team and their clients can concentrate solely on the portfolio objectives without being distracted by transaction costs.  Investment decisions are no longer influenced by transaction costs and so opportunities are not missed.  Portfolios can be quickly and easily restructured based on market conditions or client circumstances.  The fee- based structure creates a true partnership between the Wealth-By-Design Team and our clients because all parties are focused on asset preservation and growth.

Tabet’s Tips For Investors

  1. Know Yourself
  2. Know Your Advisor
  3. Know Your Investments
  4. Mutual Accountability
  5. Take Charge

Wealth-By-Design Investing Philosophy

We Believe In:

  • A long term approach to investments
  • Taking advantage of short term market realities while not losing sight of long term investment goals
  • A balance between passive and active investment strategies in order to create optimal risk adjusted performance
  • A focused approach and to never over- diversify

* Holding cash as a hedge to be prepared for market opportunities
  • Leveraging Institutional and Pension managers who have a consistent track record of above average returns with low to moderate risk

Compliance & Regulatory Environment                    Investment Industry Regulatory Organization of Canada

John Tabet and Industrial Alliance Securities Inc. are members of the IIROC (Investment Industry Regulatory Organization of Canada).   www.iiroc.ca John is licensed and authorized to open accounts in the following provinces: Ontario, British Columbia, Alberta and Saskatchewan

IIROC is the national self-regulatory organization, which oversees all investment dealers and trading activity on debt and equity marketplaces in Canada.  Created in 2008 through the consolidation of the Investment Dealers Association of Canada and Market Regulation Services Inc., IIROC sets high quality regulatory and investment industry standards, protects investors and strengthens market integrity while maintaining efficient and competitive capital markets.  IIROC carries out its regulatory responsibilities through setting and enforcing rules regarding the proficiency, business and financial conduct of dealer firms and their registered employees and through setting and enforcing market integrity rules regarding trading activity on Canadian equity marketplaces.